Interior of bank with personnel in 1928
People
Banking with City National Bank has always been about relationship building. Meet the team!
Wrey Montgomery
President / Chief Executive Officer / NMLS #586026
Bio
Wrey Montgomery has called San Angelo, TX home for nearly 30 years. While involved in numerous civic and community activities, including National Prayer Breakfast of San Angelo, Bobcat Hall of Fame, Bobcat Booster Club, Downtown Lions Club and Ram Club, he maintains he is known more for being Brenda’s husband and Reese’s Dad. Being involved with City National Bank, partnering with friends in Colorado City and helping originate the activities of the bank in San Angelo has been the most rewarding experience of his financial career.
Lane Allison
Executive Vice President / Chief Credit Officer / NMLS #493250
Bio
Lane Allison is a San Angelo native. He attended Angelo State University and obtained a bachelor’s degree in Finance with a specialization in Real Estate. In his 15 years of working in the finance and mortgage industry, Lane has experience in every aspect of a mortgage department. Lane married Lacy in 2005, and they have one son. Outside of work, Lane enjoys woodworking, hunting, fishing, and kayaking. To put it simply, Lane enjoys being in the outdoors.
Nick Kauten, CPA
Senior Vice President / Chief Financial Officer
Bio
Nick joined the CNB team in 2022 but has called San Angelo home ever since moving here in 2002 to attend Angelo State University, obtaining BBA and MBA degrees in accounting while at ASU and completing his CPA certification in 2014. He has been in mortgage and bank accounting since 2010. When not in the office, Nick can usually be found travelling with his wife, Meghan, and their two children, Landon and Taylor.
Tina Kolster
Senior Vice President / Mortgage Officer / NMLS #586030
Bio
Tina graduated from Angelo State University with a BBA in Business Administration in 2002, and has been in the banking industry for 22 years. She loves spending time (especially outdoors) with her husband Nick, as well as her two boys, Mason and Cooper.
David Aycock
Senior Vice President / Loan Officer / NMLS #2185282
Bio
David Aycock is no stranger to San Angelo. David is a Central High School and Angelo State University alumnus. Being deeply rooted in the Concho Valley, David and his wife, Blenda, enjoy supporting local organizations and civic activities. They have a special passion for foster-adoption and the Rainbow Room – Concho Valley community partners. David and his wife worship at Freedom Fellowship in San Angelo.
He loves the outdoors, especially golfing and hunting with family and friends. You will find his loyal, white lab, Gringo at all the bird hunts. His greatest joy is being called “PaPa” by 7 amazing grandkids.
David thrives on helping people dream BIG. He finds banking as a powerful vehicle to assist others in reaching their goals faster.
Rob Houser
Senior Vice President / Chief Information Officer
Bio
Rob is an Angelo State University alumnus who has proudly called San Angelo home since 1999. Since launching his career in 2002, Rob has dedicated himself to supporting community banks and their customers, building deep personal and professional roots throughout the region. Rob and his wife, Miranda, have been happily married since 2004 and are the proud parents of two children. Outside the office, Rob is an avid tennis player and hunter, though his favorite pastime is making memories while traveling with his family
Jessica Meador
Vice President / Mortgage Lending Officer / NMLS #1827888
Bio
Originally from The Woodlands, Texas, Jessica Meador moved to San Angelo to attend Angelo State University, where she graduated with a Bachelor of Arts degree in Communications. She comes to City National Bank with nearly a decade of financial experience working in various bank settings. Her knowledge, combined with her personable manner and customer service expertise, makes her a great asset to the bank. Jessica spends her spare time traveling, going to concerts and raising her two dogs, Maisy and Shiner.
Terry Bollinger
Vice President / Consumer Lending Officer
Bio
Terry was born in Waco, TX. She graduated from Connally High School and then joined the USAF. During her enlistment, she attended University of Maryland and graduated with a degree in Instructor Technology and Financial Management. She retired from the USAF and has worked in banking since. In her spare time, she enjoys traveling and entertaining her grandchildren.
Berkeley Puckitt
Director of Marketing
Bio
Originally from Lubbock, TX, Berkeley attended Texas Tech University, where she earned a degree in Human Development & Family Studies. She spent 11 years working in the non-profit world before joining the bank, bringing a unique and valuable perspective. Berkeley enjoys spending time with her husband, Casey, and their two children, Sadie Grace and Jones. She is also actively involved in her community.
Reese Montgomery
Assistant Vice President / IT Officer
Bio
Reese was born and raised in San Angelo, TX. He graduated from Central High School in 2014 and later attended Angelo State University. He graduated in 2017 with a BBA in Business Administration with a focus on corporate finance. He was involved with Young Life from high school through his young adult years. Reese experienced living in northern Arizona and Knoxville, TN after graduating college. Outside of work, Reese loves spending time with his family: his wife, Nadia, and their daughter, Stevie.
Zack Johnson
Assistant Vice President / Chief Credit Analyst
Bio
Zack was born and raised in San Angelo, TX. He pursued his undergraduate studies at Angelo State University, graduating with a degree in Business Management. He furthered his education by earning his MBA from Angelo State University in 2019. Before his career at CNB, Zack’s professional journey included several years as a Tennis Pro, and he maintains active involvement in the local tennis community of San Angelo. Beyond work, Zack enjoys quality time spent with his wife, Shanna, and their golden retriever, Cooper.
Ricky Miranda
Loan Officer / NMLS #2571770
Bio
Ricky is a proud San Angelo native and a graduate of Lake View High School. He spent 25 successful years in the car sales industry before bringing his expertise to City National Bank. In his free time, you’ll find him cooking, fishing, or playing golf. He also enjoys spending quality time with his wife, Sheila.
Chris St. John
IT Specialist
Bio
Born and raised in Texas, Chris graduated from Abilene Christian University with a BBA in Information Systems. He went on to earn dual master’s degrees—an MBA in Information Systems and an MS in Business Data Science and Analytics—from Angelo State University. In his spare time, Chris enjoys hiking, cooking, and spending time with his family.
Caroline Drain
Human Resources Generalist
Carolina Chavez
Loan Assistant
Bio
Carolina was born and raised in Del Rio, Texas. After graduating from high school in 2022, she moved to San Angelo to pursue higher education. She earned her Bachelor of Business Administration in Management and Marketing from Angelo State University in the spring of 2025 and is currently working toward her MBA at ASU. Outside of academics, she enjoys attending Bible studies, spending time with my family, and traveling. Carolina looks forward to the future and the new experiences She’ll gain in the banking industry.
Cade Elliott
Loan Assistant
Bio
A native of San Angelo, TX, Cade went on to attend the University of Arkansas for his undergraduate degree and is currently working toward his master’s. Outside of work, he enjoys playing golf, working out, playing video games, and hanging out with his dog.
Cameron Hall
Marketing Coordinator
Bio
Originally from Brownwood, TX, Cameron moved to San Angelo, TX for her education and career pursuits. She earned her Bachelor of Business Administration in Marketing at Angelo State University, and has obtained certifications in Content, Social Media, Digital, and Inbound marketing. Outside of work and studies, she enjoys spending quality time with family, friends, and her Yorkie, Bella.
Ryan Brown
Credit Analyst
Bio
Ryan was born and raised in San Angelo, TX, and graduated Central High School in 2018. Ryan accepted a swimming scholarship at Henderson State University in Arkadelphia, Arkansas where he graduated with a bachelor’s degree in integrated science. Outside of work, Ryan enjoys working out, fishing, hunting, watching football, and being around friends and family.
Austin Anderson
Credit Analyst
Bio
Originally from Marble Falls, TX, Austin moved to San Angelo, TX to study finance at Angelo State University. He earned his Bachelor of Business Administration in Finance as well as the Excellence in Banking Certificate. Outside of work, he enjoys working out, running, basketball, stock trading, and spending time with friends and family.
Matthew Morales
Credit Analyst
Bio
Matthew was born and raised in San Angelo, TX. He graduated from Angelo State University with a Bachelor of Business Administration in Finance. During his studies he played for the university’s rugby team for three years. Outside of work, he enjoys playing golf, bass fishing, and spending time with friends and family.
Ally Nowicki
Customer Service Representative
Ginny Doss
Teller Supervisor
Bio
With over 15 years in banking, Ginny boasts a wealth of experience and commitment to her career. She and her husband, Ronny, find joy in RV travel, while cherishing time with their three sons and their families. Ginny particularly cherishes her grandchildren— she says, “Grandkid hugs are the best!”
Anais Alcantar
Teller
Bio
Anais attends Angelo State University where she is pursuing her Bachelor of Business Administration in Finance. She enjoys building relationship with both her customers and coworkers. Outside of work, she loves spending time with friends and family.
Addy Burns
Teller
Bio
Born and raised in Lubbock, TX, Addy moved to San Angelo to play basketball at Angelo State University and to pursue her Bachelor’s in Education. Outside of work, She is either playing basketball or hanging out with friends and family.
Makya Elkins
Teller
Bio
Makya attends Angelo State University where she is pursuing a Bachelor of Business Administration with dual majors in Finance and Marketing. Outside of work, she loves traveling, reading, and spending time with family and friends.
Melvyn Mejia
Teller
Abel Prince
Intern
Richy Womack
President of Colorado City / Cashier
Bio
Richy Womack was born and raised in Colorado City. He graduated from Angelo State University in 1989. He began his banking career at City National Bank in 1993 and served as Senior Vice President and Cashier until January 2021. Richy now serves as President of the Colorado City location and Cashier. He has also been on the Bank’s Board of Directors since November 2014. Richy and his wife, Jody, have 3 daughters, Ramzi, Huntyr and Talyn, and 1 son, Kazdyn. The Womack’s have been blessed with 2 grandsons – Spade and Brazos.
Mary Alice Hernandez
Senior Vice President / Compliance & BSA Officer
Bio
Mary Alice grew up in Colorado City. She has been with the City National Bank since 1994 and now serves as Senior Vice President and the bank’s Internal Auditor and Compliance Officer. She and her husband, Willie, have two sons – Will and Adam. Mary Alice is a member of The Colorado City Rotary Club, St. Ann’s Catholic Church, and is a Christmas in Action Board Member. Mary Alice enjoys traveling and visiting museums.
Shyanne Scholl
Senior Vice President / Chief Operations Officer
Bio
Shyanne Scholl may be new to West Texas, but she isn’t new to the banking world. With a flexible, adaptable attitude, she likes to try new things and help improve experiences for customers and employees alike. Shyanne brings an education in Business Administration as well as business experience from the many industries but flourishing in banking.
When Shyanne finds free time, she spends it with her family. Whether participating in activities with their kids and livestock, cheering the kids on from the sidelines at their sporting events, or engaging in community activities to support those around her, Shyanne and her husband, Jared, are fortunate to find a slow moment every now and again
Jason Shipp
Senior Vice President / Loan Originator / NMLS #899309
Bio
Jason was raised in the panhandle town of Littlefield, TX. After graduating from Wayland Baptist University, he spent 18 years in the banking industry. Jason has been married to his wife Rachel since 2010. They have three children, a son named Max and two daughters named Sophia and Teddye. Outside of work, Jason enjoys hunting, playing golf, and coaching his kids’ basketball teams.
Julie Rodriquez
Vice President / Consumer Loan Officer / NMLS #421875
Bio
Julie Rodriquez has been employed with the bank since 1989 when she was hired as a new account representative. Julie has over 38 years in banking experience. She has been in her current position as loan officer since 2004. Julie was born and raised in Colorado City, TX. She and her husband, Tommy, have been married since 1992. They have three children: Jennifer and son-in-law Jack, Jason and Jose Cruz. In her spare time, Julie enjoys traveling, reading and spending time with family.
Diana McKenney
Vice President / Customer Service Representative
Bio
Diana began working at City National Bank in 1981. She has worked in various departments over the years – bookkeeping, teller, loan department, and most currently the trust department (for the last 18 years). For her, it has been exciting to watch the changes in banking as programs have advanced. She looks forward to the new venture as the bank grows into San Angelo. Diana is married to Kregg. The couple raise Red Angus cattle and enjoy gardening in the summer months. It makes her heart happy to spend time with each of her 9 grandchildren. Diana and Kregg attend First United Methodist Church in Sterling City. Their lives are full, and they have been blessed to be able to contribute to their community.
Monica Martinez
Assistant Vice President / Electronic Operations Officer
Bio
Monica Martinez is from Colorado City, TX and has attended Western Texas College and Howard College. She has worked for the bank since 2006. She is married to Frank Martinez, and they have two children, Morgan and Trey. In her spare time, she enjoys family time and watching her kids play sports, as they are very involved. As a family, they enjoy movies, outdoor activities, and playing games together.
Crestina Rivera
Assistant Vice President / Loan Technician
Bio
Crestina was born and raised in Loraine, TX and graduated from Loraine ISD. She has been employed at CNB for over 13 years and has enjoyed working with an outstanding group of people which she considers her family. She has been married for over 29 ½ years to Johnny, and they have two adult children, Ryan and Emily. Her two beautiful grandchildren, Tristan and Easton, are truly the LOVE and JOY of her life.
Audy Martinez
Customer Service Representative
Bio
Audelia Rivera Martinez was born and raised in Colorado City, TX. She graduated Top 5 in her class from Colorado High School in 1987. Immediately, she went to work in the grocery business. She started off as a cashier/bagger and worked her way up to scanning coordinator. She remained there for 31 years before coming to work at City National Bank in 2019. She is married to Raymond Martinez, and they have a daughter, Anaya. Audy loves playing with her daughter, family outings, swimming, and spending time with her mom and family.
Iris Vasquez
Teller
Bio
Iris Vasquez has lived in Colorado City her whole life. She has worked in the food service industry since she graduated in 2017. Iris joined City National Bank in March of 2022. She loves seeing customers every day. Her world revolves around her two beautiful boys, Easton and Daven. If Iris is not at work, she is spending her free time outside with her family.
Toni Gonzales
Teller
Bio
Toni Gonzales has been at the bank since 2012. She moved to Texas from Colorado in 2011. She married Macario Gonzales in July 2019. Toni has one son, two step daughters, and a step son. In her free time, she likes spending time with her family. They enjoy the lake and just being together doing outdoor activities.
Jessie Jenkins
Teller
Monica Houston
Market President / NMLS #493105
Bio
A native of Early, Texas, Monica moved to Abilene during high school, where she graduated from Cooper High School before attending Cisco College and McMurry University. She began her banking career while in college and has since built more than 30 years of experience in retail banking and lending, serving customers and communities throughout the region. Monica and her husband, Sean, have been married since 2001 and are the proud parents of their 17-year-old son, Brady. Outside of work, she enjoys cheering on Brady at his baseball games, spending time with their four rescue dogs, and making the most of every opportunity to relax at the lake.
Karen Appling
Senior Vice President / Loan Officer / NMLS #1615293
Bio
Karen was raised in Sweetwater, Texas, and graduated from Angelo State University in 2007 with a degree in Finance with a Real Estate Option. She joined City National Bank in June 2026 and has more than 20 years of experience in the Real Estate/Mortgage industry. Karen has been married to her husband, Clint, since 2007, and together they have two children, Caden and Kamryn. Outside of work, Karen enjoys spending quality time with her family, reading, traveling, and supporting her children by cheering them on at their many activities and events.
Charyli Tindall
Vice President / Loan Officer / NMLS #493250
Bio
Originally from the beautiful Texas Hill Country, Charyli learned early on the value of community, hard work, and building meaningful relationships. After relocating to Abilene, Tx, she continued pursuing her passion for helping others through a career in banking, where she has proudly served customers for over 12 years. What keeps her grounded is time spent with her husband, Brandon, whether they’re out on the lake fishing, or just relaxing at home with their three fur babies. Charyli also cherishes time with family and close friends.
Shay Minor
Operations Supervisor
Bio
Shay attended Valdosta State University and graduated with a bachelor’s degree in nursing in 1995. She moved to Abilene in 1997 and married her husband Lee in 2005. Shay found her passion for banking, assisting customers with their financial needs, and has over 28 years of experience in the industry. In her spare time, she loves to travel and spend time with close friends.
Matraca Abrams
Electronic Operations Officer
Bio
Matraca began her banking career shortly after moving to Texas in 2018. She is also currently working toward her bachelor’s degree at Arizona State University. At home, Matraca and her spouse, Courtney, love raising their four children: Piper, Easton, Savvi, and Sailor. Outside of work, you will usually find her cheering Easton on at his sporting events, keeping up with a toddler and a baby, or enjoying the outdoors with her family. Matraca deeply values family, hard work, and helping others, and she strives to bring those qualities into everything she does.
Lori Grow
Loan Assistant
Bio
Lori is a Hardin-Simmons graduate who spent most of her career in mortgage lending before transitioning to her current role as a Commercial and Consumer Lending Assistant. Outside of work, she is an active member of Pioneer Drive Baptist Church and a proud mom to her two sons, Aaron (20) and Jared (17). In her free time, Lori loves traveling with her family and catching a relaxing walk whenever she can.
Flor Rodriguez
Loan Assistant
Bio
Flor was raised in Montague County. After graduating from Nocona High School, she went straight to work in banking. She has been married to her husband, Marco, since 2001, and they have a son, Andrew. Outside of work, she is actively involved in her church. She enjoys spending time with family, eating good food with friends, going to the movies, shopping, attending concerts, and walking in the park.
Deana Denison
Retail Banker
Bio
Deana was born and raised in Zephyr and Early, TX and later attended Howard Payne University where she pursued a psychology degree and played basketball for the HPU Lady Jackets. She went on to pursue a career in Real Estate and obtained her real estate certification from Texas A&M Commerce. She later transitioned into the Insurance world at Mike-Hall State Farm working in the banking department, Life-Health and P&C. Deana is married to her husband Brandon and they have three amazing children, McKenzie, Justin and Brinlee. Outside of work, Deana enjoys watching her children in all of their activities and events, gardening, vacationing and supporting her son-in-law in his NFL journey. Go L.A. Chargers!
Margaret Mancha
Teller
Zander Landin
Teller
Bio
Zander is a student athlete at Hardin-Simmons University. There he plays offensive line on the football team. In his free time he enjoys spending time with family and his dog, Whiskey. He also loves to work out and play video games with his friends!
Landry Carlton
Teller
Bio
Born and raised in Abilene, TX, Landry Carlton graduated from Oklahoma State University with a degree in Finance. He plans to continue his education by pursuing a master’s degree in accounting and earning his CPA. When he’s not at the bank, you’ll find him on the golf course, in the deer blind, or out on the lake with friends and family.
LaDonna Smith
Market President / NMLS #1852011
Bio
With 23 years of banking experience, LaDonna serves as Market President where she is focused on helping individuals, families, and businesses achieve their financial goals through trusted service and strong relationships. She values integrity, teamwork, and community. Outside of work, she’s a country girl at heart who enjoys time with her family, husband and grandkids, along with playing golf, fishing, and going on cruises.
Jami Wilde
Assistant Branch Manager / NMLS #417300
Bio
Jami has spent the past 32 years helping neighbors with their banking needs, including the past 25 at current branch where she serves as Assistant Branch Manager and Loan officer. She is a lifelong resident of the area and a native of Old Glory, Texas, so she understands the value of small-town relationships and the importance of being a trusted resource for her customers. Outside the bank, you’ll find her enjoying college football, golf, and the beauty and peaceful pace of rural Texas life.
Hope Neill
Loan Assistant
Bio
Hope has two kids including Skylar, and his wife Kayla that gave her the most precious grandson Bridger James, and her daughter Madison. They are all the loves of her life. She enjoys her time off with family and friends, fishing, and floating.
Faby Vasquez
Teller Supervisor
Bio
Faby was born and raised in Knox City, TX. She started her banking career on September 11, 2000 at Citizens Bank. She is married to James Vasquez and has two daughters, Laura Carmona (Marcos) and Kelsey Ballard (Dylan), and 5 grandchildren, Marcos, Alondra, Emma, Blakely, and Baylor. Outside of work, she loves to spend time with her family, go fishing, and play golf.
Barbara Barnard
Teller Supervisor / Customer Service Representative
Bio
Born and raised in Rotan, Tx. Barbara attended Texas Tech University where she met and married the love of her life, Joe. Wanting to raise their children in a smaller community, they moved to Knox City (Joe’s hometown) in 1981 and purchased the Knox City Florist. They have raised 2 children, Melissa Ellison and Brackston, and were blessed with three grandchildren. After Joe’s death in 2017, and many prayers, the opportunity to work in banking became available. Barbara closed up shop and became part of this wonderful bank family in January 2019. Her favorite pastime is reading. She also serves on various boards within the community which keep her busy.
Her words of advice to the younger generation is to never stop learning!
Noelia Lopez
Teller
Bio
Born and raised in Mexico, Noelia moved to Texas when she was 12 years old. She has four years of experience in customer service and banking operations, including roles as a bank teller and a new account representative. She enjoys helping customers with the same care, respect and patience that she would want her own family to receive. In her free time, she enjoys spending time with her family and dog.
Valeria Zavala
Teller
Bio
Raised in Knox City, Valeria learned the value of community, hard work, and treating people like family. She loves helping others and is grateful to be part of a community bank where relationships come first. Outside of work, she enjoys spending time with family, making memories with her son, and playing pickle ball or volleyball whenever she can. Valeria looks forward to getting to know customers and helping them reach their financial goals.
